The purpose of this loan is to finance businesses or other economic activites, industrial production, services, machinery, and/or office improvement. Individual microcredit is granted for working capital or fixed investment. Business ventures that do not meet FINCA´s Ethical Standards will not be financed.

The amounts of the loan vary between HNL 5,000 and HNL 200,000 with a maximum term of 24 months.


  • Must be an individual businessman (formal or informal) o own a legal company.
  • Must be between 18 and 69 years old.
  • Hondurans must possess identification card; foreigners must possess a resident license and passport.
  • The applicant must manage their own business or be committed to a continued economic activity
  • The applicant must have the legal capacity to complete a contract.
  • The applicant must have lived in the same home for more than one year.
  • The applicant must have miminum of 6 months of experience with his business.